Title insurance is not a substitution for home insurance and vice versa. Here's the difference. Hint: you're likely to need both.

Title Insurance

This insurance protects you, the buyer, and the lender from the possibility that your seller doesn't or previous sellers didn't, have free and clear ownership of the house and property, and, therefore, can't rightfully transfer full ownership to you. This is generally a lender requirement. 

Homeowners Insurance

It is the buyer’s responsibility to obtain homeowners insurance from an insurer before settlement. The lender will likely ask for the insurer’s contact information that is associated with your loan. Learn more about financing and loan options here!
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Victoria Abbott

Victoria Abbott

As a Glass House Real Estate agent for nearly 10 years, Victoria has served nearly 300 happy clients.