Contact your chosen lender as soon as you have ratified (under contract). You’ll coordinate with them on finalizing the loan with the property’s specifics and final sales price. You can expect the lender to request more financial documents from you.
 
It’s very important that you don't do the following from this point until after you close:
  1. Don’t change jobs, become self-employed, or quit your job.
  2. Don’t make any large purchases, even if you aren’t financing the purchase.
  3. Don’t fall behind on any payments.
  4. Don’t spend money set aside for closing.
  5. Check with your loan officer before making any large deposits - you may be required to provide additional documentation about the origin and nature of the deposit.

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Khalil El-Ghoul

Khalil El-Ghoul

Khalil El-Ghoul is a seasoned real estate broker actively helping sellers and buyers throughout Northern Virginia, DC, and Maryland. Known for his no-nonsense approach, Khalil combines expert market insight with honest, objective advice to help buyers and sellers navigate every type of market—from calm to chaotic. If you’re looking for clarity, strategy, and a trusted partner in real estate, he’s the one to call. 571-235-4821, khalil@glasshousere.com